CryptoExchangePicks

Debit / Prepaid ยท Visa/Mastercard by region

Wirex Card crypto card review

3.8

Wirex combines wallet, app and card. A fair comparison needs plan, region and asset conversion details.

KYC requiredDebit ยท Visa/Mastercard by region

Detailed scoring

Fees

3.4

Cashback / Rewards

3.7

Usability

4.0

Risk

3.8
Monthly
Plan-dependent
Issuance
Region-dependent
FX
Plan/region dependent
Conversion
Spread/exchange rate matters

Fees & Cashback

Fees depend on region and plan

Cashback: Cryptoback by plan

KYC, regulation & risk

KYC required. Fees, limits and rewards can vary by country and plan.

Best for: Users who want an older crypto-card provider with many assets.

Pros

  • Longer track record
  • Many assets
  • Cryptoback program

Cons

  • Complex fees
  • KYC required
  • Plan-dependent

How it works

From account setup to your first payment with the Wirex Card.

  1. 1

    Install the Wirex app

    Create an account on wirexapp.com, set up email and 2FA.

  2. 2

    Complete KYC

    Upload ID and selfie, pick a plan tier.

  3. 3

    Fund the wallet

    Deposit crypto or fiat, set the payment asset.

  4. 4

    Request the card

    Virtual card is instant, physical card ships by mail.

  5. 5

    Pay and earn Cryptoback

    Use Apple Pay / Google Pay; Cryptoback is paid in WXT or BTC.

Card tiers & upgrades

2 tiers โ€” higher tiers usually unlock more cashback and perks.

Standard

Wirex account with KYC

Monthly
0 EUR (Standard)
Cashback
Cryptoback depending on plan
  • Visa or Mastercard depending on region
  • Multi-asset wallet
  • Apple Pay and Google Pay

Premium / Elite

Higher plan tier (WXT holdings or paid plan, region-dependent)

Monthly
Plan-dependent (see wirexapp.com)
Cashback
Higher Cryptoback tiers
  • Higher ATM limits
  • Premium support
  • Lower spreads

Note

Fees, limits and rewards can vary by country and plan.

Verdict

Wirex is one of the older crypto card providers, but fees are not as simple to compare.

Frequently asked questions about Wirex Card

Wirex Card is technically a Debit card rather than a classic credit card. The search term crypto credit card is often used broadly for debit, prepaid and virtual cards.
KYC required. Fees, limits and rewards can vary by country and plan.
Fees depend on region and plan. Issuance: Region-dependent. Monthly: Plan-dependent. FX: Plan/region dependent. Conversion: Spread/exchange rate matters.

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