Debit / Prepaid · Visa
Bitpanda Card crypto card review
The card lets users spend from their Bitpanda portfolio, including crypto and other asset classes depending on settings.
Detailed scoring
Fees
Cashback / Rewards
Usability
Risk
Fees & Cashback
No monthly base fee; asset sale spread may apply
Cashback: Up to 1% depending on conditions
KYC, regulation & risk
KYC required. Spending crypto can create a taxable disposal in many jurisdictions.
Best for: European users who already use Bitpanda.
Pros
- Strong DACH relevance
- Simple app
- Multiple asset classes
Cons
- KYC required
- Limited cashback
- Payments can trigger tax events
How it works
From account setup to your first payment with the Bitpanda Card.
- 1
Create a Bitpanda account
Sign up with email and 2FA.
- 2
Complete KYC
Identity verification inside the Bitpanda app.
- 3
Request the card
Open the Card menu in the app and place the order.
- 4
Pick a payment asset
Choose a main asset (e.g. BTC, ETH, EUR) and an optional fallback.
- 5
Activate the card
Activate in the app after delivery (3-7 business days) and set the CVV.
Card tiers & upgrades
This card is only offered in a single standard tier.
Visa Platinum
No special requirements, KYC needed
- Monthly
- 0 EUR
- Cashback
- 1% in crypto on crypto-asset payments
- 0% FX markup from Bitpanda
- Apple Pay and Google Pay
- Multiple asset classes selectable
Note
Spending crypto can create a taxable disposal in many jurisdictions.
Verdict
Bitpanda Card is especially relevant in German-speaking Europe because Bitpanda is a strong local brand.
