Debit / Prepaid · Visa
Crypto.com Visa Card crypto card review
The Crypto.com Visa Card is a prepaid card with multiple benefit levels. It works best for users already active in the Crypto.com app.
Detailed scoring
Fees
Cashback / Rewards
Usability
Risk
Fees & Cashback
Fees, limits and benefits depend heavily on card tier
Cashback: Depends on tier and CRO rules
KYC, regulation & risk
KYC required. Cashback, perks and limits can change by tier and program conditions.
Best for: Users who want a widely recognized app card with several tiers.
Pros
- Very recognizable brand
- Multiple card tiers
- Apple Pay and Google Pay
Cons
- Tier system is complex
- Rewards can change
- KYC required
How it works
From account setup to your first payment with the Crypto.com Visa Card.
- 1
Install the app
Download Crypto.com, create an account, sign in.
- 2
Complete KYC
Identity verification in the app. Required for any tier.
- 3
Choose Level Up tier
Pick your target tier and CRO stake (except Midnight Blue).
- 4
Lock CRO
Stake the required CRO for 6 months.
- 5
Activate and pay
Use the virtual card instantly in Apple Pay / Google Pay, physical card ships by mail.
Card tiers & upgrades
5 tiers — higher tiers usually unlock more cashback and perks.
Midnight Blue
No CRO stake needed
- Monthly
- 0 EUR
- Cashback
- 0%
- Entry card with no rewards
Ruby Steel
450 EUR CRO staked for 6 months
- Monthly
- 3.99 EUR (or 39.90 EUR / year)
- Cashback
- 2%
- 3 months Spotify rebate
- 400 EUR ATM limit / month
- Truth+ rebate
Royal Indigo
4,500 EUR CRO staked for 6 months
- Monthly
- 24.99 EUR (or 249.90 EUR / year)
- Cashback
- 3%
- 6 months Spotify and Netflix rebate
- 800 EUR ATM limit
- Airport lounge access (4x / year)
Frosted Rose Gold
45,000 EUR CRO staked for 6 months
- Monthly
- 24.99 EUR (or 249.90 EUR / year)
- Cashback
- 4%
- All Royal Indigo perks
- Voice support
Obsidian
450,000 EUR CRO staked for 6 months
- Monthly
- 24.99 EUR (or 249.90 EUR / year)
- Cashback
- 5%
- Permanent subscription rebates
- 1,000 EUR ATM limit
- Lounge with guest
Note
Cashback, perks and limits can change by tier and program conditions.
Verdict
Crypto.com is one of the best-known crypto card brands, but benefits vary strongly by tier, region and program rules.
