Debit / Prepaid · Visa
Plutus Card crypto card review
Plutus is built around rewards and perks. The real value depends on plans, payouts, token mechanics and current terms.
Detailed scoring
Fees
Cashback / Rewards
Usability
Risk
Fees & Cashback
Rewards and payouts depend on plan and token rules
Cashback: Rewards by plan and PLU rules
KYC, regulation & risk
KYC required. Token-based rewards can fluctuate and payout conditions can change.
Best for: Experienced users who actively optimize rewards.
Pros
- Strong reward focus
- Perks possible
- Popular with cashback users
Cons
- Very complex
- Token risk
- KYC required
How it works
From account setup to your first payment with the Plutus Card.
- 1
Create an account
Sign up on plutus.it with email and 2FA.
- 2
Complete KYC
Upload ID and selfie. Plutus verifies identity.
- 3
Choose plan and PLU stake
Starter, Everyday or Premium. PLU staking increases the reward rate.
- 4
Order the card
Physical card costs a one-time 9.99 EUR.
- 5
Pay and harvest rewards
Cashback is paid monthly in PLU; FX fee 2.5%.
Card tiers & upgrades
3 tiers — higher tiers usually unlock more cashback and perks.
Starter
No PLU stake
- Monthly
- 0 EUR
- Cashback
- 3% in PLU up to 250 EUR spend per month
- Virtual Visa card
- Apple Pay and Google Pay
Everyday
Upgrade via PLU stake or paid plan
- Monthly
- Plan-dependent (see plutus.it)
- Cashback
- Up to 9% rewards up to 500 EUR spend per month
- Higher reward cap
- More Plutus perks (streaming rebates possible)
Premium
Plan upgrade and possibly PLU stake
- Monthly
- Plan-dependent (see plutus.it)
- Cashback
- Up to 9% rewards up to 1,000 EUR spend per month
- Highest reward cap
- Full perk list
- Premium support
Note
Token-based rewards can fluctuate and payout conditions can change.
Verdict
Plutus can be interesting for cashback, but it is much more complex than simple debit cards.
