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Crypto.com

The Everyday Crypto Platform with Cashback Card, Earn, and Derivatives

4.0
Last checked: May 01, 2026
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At a Glance

Fees

Spot Maker0.075%
Spot Taker0.1%
Futures Maker0.02%
Futures Taker0.05%
10% discount when staking CRO

Features

Trading Pairs600+
Max. Leverage100x
Staking
Copy Trading
Grid Bots
Mobile App

Security

Regulation

Regulated in Malta/Singapore

KYC

Yes

Securitysfeatures

2FA, Device Management

Insurance Fund

Separate fund

Deposit

SEPA
Credit Card
Crypto

Pros

  • Cashback crypto card for everyday use
  • Earn program for passive income
  • Regulated in Malta and Singapore
  • Very user-friendly app

Cons

  • Futures only recently available — not as mature as dedicated derivatives exchanges
  • KYC required
  • Less suited for active traders

Crypto.com Review 2026

Fees Breakdown

Crypto.com charges 0.075% maker and 0.1% taker fees for spot trading. Futures fees are 0.02% (maker) and 0.05% (taker). In practice, a $1,000 trade costs you $1.00 as a taker. At $10,000 monthly volume, that adds up to $120 per year. 10% discount when staking CRO

Security & Regulation

Crypto.com is EU/MiCA-regulated — this means stricter requirements for protecting your deposits, segregated customer funds, and regular audits. The exchange is licensed in: Regulated in Malta/Singapore. The insurance fund of Separate fund protects your assets in case of a security incident.

Security features include: 2FA, Device Management. We recommend enabling at least 2FA via an authenticator app and setting up withdrawal whitelisting where available.

Features & Tools

With 600+ trading pairs, Crypto.com offers a solid selection of cryptocurrencies. Futures trading is available with up to 100x leverage — caution is advised, leveraged trading carries significant risk. Staking is available, allowing you to earn passive income on your holdings.

Notable features: Earn, Cashback on Payments, Derivatives.

Deposits & Verification

Crypto.com accepts the following deposit methods: SEPA, Credit Card, Crypto. Bank transfers are the cheapest option — usually free, but with 1-2 business days processing time. KYC requirement: Yes. Verification typically takes 5-15 minutes via video ident.

Who Is Crypto.com Best For?

Crypto.com is primarily aimed at experienced users features. The mobile app is available for iOS and Android. Customer support is available via 24/7 Live Chat.

Verdict

Crypto.com is an established crypto exchange headquartered in Singapore. Crypto.com is the everyday platform for crypto users with a cashback card, earn program, and one of the most user-friendly apps. Regulated in Malta and Singapore, now also with derivatives trading up to 100x leverage.

The platform offers 600+ trading pairs and leverage up to 100x. Key strength: Cashback crypto card for everyday use. Staking options round out the offering.

On the other hand: Futures only recently available — not as mature as dedicated derivatives exchanges. If you can live with that, Crypto.com is a solid platform with an overall rating of 4/5.

Frequently Asked Questions

Spot fees on Crypto.com are 0.07% (Maker) and 0.10% (Taker). Futures fees are 0.020% (Maker) and 0.050% (Taker). 10% discount when staking CRO
Crypto.com uses 2FA, Device Management as security measures. The insurance fund is Separate fund. KYC requirement: Yes.
Crypto.com offers 600+ trading pairs. Staking is available. A mobile app is available.
On Crypto.com you can deposit via SEPA, Credit Card, Crypto.
KYC requirement on Crypto.com: Yes. Verification is required before you can start trading.
Yes, Crypto.com currently offers the following bonus: $50 CRO referral bonus + up to 1 BTC in CRO. Use our affiliate link to activate the bonus. Exact terms can be found on the registration page.

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