Bitpanda
Austrian broker and Fusion venue with three MiCAR licenses
Tell-a-Friend: EUR 5–40 per qualifying person; up to EUR 100 per person and EUR 200 combined
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At a Glance
Fees
Features
Security
Regulation
MiCA-regulated with licenses in Germany, Austria and Malta
KYC
Yes
Securitysfeatures
2FA, Device Management
Protection & Reserves
No quantified public insurance fund or comparable current proof-of-reserves total was publicly verified
Deposit
Pros
- Three MiCAR licenses in Germany, Austria and Malta
- Extremely user-friendly for beginners
- Crypto card available
- Multi-language support
Cons
- Fusion publishes one fee rather than separate maker/taker rates
- Broker fees differ from the Fusion comparison tariff
- Spot margin financing varies with position age
- KYC required
- Not suited for active traders
Bitpanda Review 2026
Fees Breakdown
Bitpanda charges 0.25% maker and 0.25% taker fees for spot trading. In practice, a $1,000 trade costs you $2.50 as a taker. At $10,000 monthly volume, that adds up to $300 per year. 20% discount when paying with VSN; Fusion entry tier is one 0.25% fee
Order-book estimate using the standard taker fee only. Spread, slippage, deposit fees, and volume-based discounts are excluded.
Security & Regulation
Bitpanda is listed as MiCA-regulated for the named entity. The exchange is licensed in: MiCA-regulated with licenses in Germany, Austria and Malta. Protection and reserve disclosure: No quantified public insurance fund or comparable current proof-of-reserves total was publicly verified. This is not a blanket government deposit guarantee.
Security features include: 2FA, Device Management. We recommend enabling at least 2FA via an authenticator app and setting up withdrawal whitelisting where available.
Features & Tools
The published product selection is listed as “2,000+ Fusion pairs across 12+ venues”. The stated leverage/margin disclosure is “10x spot margin”. Product type, market and availability may be restricted; leveraged trading carries significant risk. Staking is available, allowing you to earn passive income on your holdings.
Notable features: Broker Services, Bitpanda Fusion, Spot Margin, Crypto Card.
Deposits & Verification
Bitpanda documents these deposit methods: SEPA, Credit Card, Crypto. Check current pricing, processing time and account limits directly with the provider. KYC requirement: Yes. Verification time and the exact process depend on the provider and individual case.
Who Is Bitpanda Best For?
Bitpanda is a specialized platform for specific use cases. The mobile app is available for iOS and Android. Customer support is available via Help Center.
Verdict
Bitpanda is an established crypto exchange headquartered in Vienna, Austria. Bitpanda combines an easy-to-use broker with Bitpanda Fusion, which publishes a single 0.25% entry fee and 2,000+ pairs aggregated across 12+ venues. The broker separately states 0.99% for Bitcoin and an asset-dependent 0.00–2.49% range; spot margin is available up to 10x.
The platform offers 2,000+ Fusion pairs across 12+ venues trading pairs and leverage up to 10x spot margin. Key strength: Three MiCAR licenses in Germany, Austria and Malta. Staking options round out the offering.
On the other hand: Fusion publishes one fee rather than separate maker/taker rates. If you can live with that, Bitpanda is a solid platform with an overall rating of 3.8/5.
